Canada Income Tax Calculator
Enter your T4 pay by year, month, week or hour. The calculator estimates federal and provincial income tax, employee CPP/CPP2, EI and the amount left on an annual or monthly basis. The applicable basic personal amounts are included automatically.
Gross pay before income tax, CPP and EI.
These amounts are used to calculate non-refundable tax credits; they aren't cash payments. The calculator has already used them to reduce the tax estimate.
A real return can include other income, deductions and credits. We'll tell you where you actually stand, for free.
Book a Free Consultation — 15 minEstimate for standard T4 employment outside Quebec. It includes federal and provincial income tax, the applicable basic personal amounts, the Canada employment amount, employee CPP/CPP2 and EI. Age-based CPP choices or exemptions, multiple employers, partial-year employment, RRSP deductions, benefits, other income and personal credits can change the result.
Choose your province
Provincial rates differ, so open your province for the exact brackets and a page built for it:
FAQ
No — it's a quick estimate of federal and provincial income tax. Your actual return can include credits, deductions and other income that change the result.
Yes. The calculator treats the amount as T4 employment and includes the employee share of CPP/CPP2 and EI. Self-employed income needs a different calculation.
Yes. The applicable federal and provincial or territorial basic personal amounts are applied automatically and shown in the calculator.
All provinces except Quebec, which has its own separate tax system. Pick your province above for its exact brackets.
The federal lowest rate is 14.5% for 2025 and 14% for 2026, and brackets are indexed each year, so the two years give slightly different results.
Want the real number, not an estimate?
Book a free call. We'll file your return properly, claim every credit you're entitled to, and tell you exactly where you stand.
Book a Free Consultation — 15 min